Dental Insurance - How does it work?

Our office is eager to answer any of your questions or concerns about your dental insurance (e-mail),  and we are happy to confirm your coverage BEFORE you schedule an appointment!  Please contact us by email or at (253)564-2570 to check for you.  Simply provide the name of your dental insurance carrier, their phone#, and your social security #.  Dental insurance is often a vague and confusing aspect of dental care for patients and dentists alike. 
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Disclaimer

     Our office accepts most forms of dental insurance, though some Preferred Provider plans (PPOs) require patients to choose from a specific list of dentists.  Every dental insurance company establishes its own criteria for how much to pay of a patient's insurance claim.  Often, a company's policy is to pay 100% of services such as cleanings, and 50-80% of other more extensive procedures such as crowns or fillings, minus a small annual deductable fee owed by the patient.

    When an insurance company receives a claim, it then sends payment to either the dentist or the patient (direct reimbursement).  This payment reflects the fees which the insurance company has established for various procedures and may differ from the actual fees.  All insurance carriers are different and are unable to account for variables such as the wide diversity of costs and quality of dental materials available. 

     To alleviate our patients' concerns about costs of treatment, our office routinely submits Preauthorization Requests to insurance providers for extensive dental work.  We then receive an estimate of how much coverage a patient has, which we then discuss with our patient.  As your dentist, I am extremely happy to discuss any questions you have about this sometimes vague topic!   I assure you that we provide the highest quality of work and materials available for your new Millenium smile, and at a fair and reasonable price.

I look forward to working with you in the future! James P Gagliardi DDS

 

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